Credit Report Three-fers

By | July 27, 2004

It’s been awhile since I posted about my credit report travails that were caused by an evildoer opening up nine credit card accounts using my social security number. After that experience, I compiled some useful info about identity theft prevention, as well as how to deal with it if it happens to you.

My mom called me tonight to find out how she can order credit reports. No specific concerns, but she just wanted to check them out to make sure everything is okay. What a wise mother.

While checking out the websites of the big three, I noticed that they all are offering “3-in-1” credit report packages. I did some comparison shopping, so you don’t have to.

Experian: They’re offering the three-peat for $34.95, but they throw in your Experian credit score for free.

Equifax: Equifax counters with a $29.95 credit report trifecta, but if you want your FICO credit score, you’re gotta come up with $39.95.

Transunion: The darkhorse, Transunion, (I’m not sure why I call them the darkhorse, but I like to think that I support the underdog) delivers the bargain-hungry shopper’s bonanza with a triple credit report offering supplemented with a credit score for the low, low price of only $29.95. And not just your raw credit score, but also “personalized analysis and tips for making your score higher”. I think we have a winner.

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